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Pillar 03 · Library

Options Strategies, with payoff diagrams.

24 strategies with payoff shape, structure, trade examples, and the regime where each works best.

Income

Iron Condor

A four-leg, defined-risk strategy that combines a short call spread above the market and a short put spread below it — all on the same underlying and expiration. Maximum profit is the net credit collected; you keep it all if the underlying closes between the two short strikes at expiration.

The iron condor is one of the most widely used premium-selling structures because it defines risk on both sides while collecting income from two separate credit spreads.

Structure

  • Sell OTM call (short call strike)
  • Buy further OTM call (long call strike — protection)
  • Sell OTM put (short put strike)
  • Buy further OTM put (long put strike — protection)
Max Profit
Net credit received
Max Loss
Widest spread − credit
Breakeven
Short call + credit  /  Short put − credit
Example:
SPY at $500.
Sell $520/$530 call spread and $480/$470 put spread for $1.50 net credit ($150/contract).
Max profit $150 if SPY stays between $480 and $520.
Max loss $850 if SPY closes beyond either long strike.
Breakevens: $478.50 and $521.50.

When to use

IV rank ≥ 50, 30–45 DTE. Best in stable, range-bound markets after a volatility spike. The higher the IV, the wider the strikes can be placed while still collecting meaningful credit.

Key risks

A sustained directional move through a short strike turns this into a losing trade. Vega is negative — IV expansion hurts. Manage early by buying back at 50% of max credit to avoid the high-gamma final weeks.

Income

Iron Butterfly

An iron condor variant where both short options are sold at the same ATM strike rather than at separate OTM strikes. This collects significantly more premium but creates a much narrower profit zone — the underlying needs to stay very close to the short strike.

Structure

  • Sell ATM call
  • Buy OTM call (wing protection)
  • Sell ATM put (same strike as the call)
  • Buy OTM put (wing protection)
Max Profit
Net credit received
Max Loss
Wing width − credit
Breakeven
Short strike ± net credit
Example:
SPY at $500.
Sell $500 call and $500 put for $8.50 combined, buy $515 call and $485 put for $2.50 combined.
Net credit $6.00 ($600/contract).
Max loss $900 if SPY closes beyond $506 or $494.
Breakevens: $494 and $506.

When to use

IV rank ≥ 50, 30–45 DTE. Works well after a volatility event when the market has already made its move and is expected to mean-revert and settle. Higher credit than an iron condor in exchange for the tighter range.

Key risks

Gamma risk is extreme near expiration — small moves cause large P&L swings. The narrow breakeven range means even modest moves can push the trade into a loss. Take profit well before expiration (50–75% of max credit).

Income

Short Strangle

Sell an OTM call and an OTM put on the same underlying and expiration. Undefined risk on both sides, but collects more premium than a spread-based structure and has a wider profit zone than a straddle. High probability of profit when IV is elevated and the underlying is range-bound.

Structure

  • Sell OTM call (above current price)
  • Sell OTM put (below current price, same expiry)
Max Profit
Total credit received
Max Loss
Unlimited (both sides)
Breakeven
Call strike + credit  /  Put strike − credit
Example:
SPY at $500.
Sell $520 call and $480 put for $3.00 total credit ($300/contract).
Profitable if SPY stays between $477 and $523 at expiration.
Use 16-delta strikes for a ∼70% probability of profit setup.

When to use

IV rank ≥ 50, 45 DTE. Best in high-IV, stable environments. Requires a margin account. Use 1-standard-deviation strikes (∼16-delta) to maintain high probability of profit.

Key risks

Undefined risk on both sides — a gap move can cause losses that quickly exceed the premium collected. Requires active management; define your max loss before entry and honor it.

Income

Short Straddle

Sell an ATM call and ATM put at the same strike and expiration. This is the highest-premium, highest-risk income structure — it collects the most credit of any two-leg trade but requires the underlying to stay very close to the short strike.

Structure

  • Sell ATM call
  • Sell ATM put (same strike and expiry)
Max Profit
Total credit received
Max Loss
Unlimited (both sides)
Breakeven
Strike ± total credit
Example:
SPY at $500.
Sell $500 call for $5.00 and $500 put for $4.50 — total credit $9.50 ($950/contract).
Breakevens: $490.50 and $509.50.
Profitable only if SPY closes within that narrow range at expiration.

When to use

IV rank ≥ 60, 30–45 DTE. Best immediately after a major volatility event (earnings, Fed decision) when the move has already happened but IV is still elevated. Close at 25–50% of max credit.

Key risks

Extreme gamma exposure near expiration; any significant move can rapidly turn profit into loss. Only appropriate for experienced traders with significant buying power and disciplined risk management.

Income

Covered Call

Hold 100 shares and sell one OTM call against them. The premium collected provides income and reduces the cost basis on the position. If the stock rises above the call strike, the shares are called away — you keep the premium but forgo further upside.

Structure

  • Long 100 shares of stock
  • Sell 1 OTM call (same underlying)
Max Profit
(Strike − cost) + credit
Max Loss
Stock falls to zero − credit
Breakeven
Stock cost − credit received
Example:
Own 100 SPY at $500.
Sell $510 call (45 DTE) for $2.50 ($250).
Breakeven drops to $497.50.
Max profit: ($510 − $500) + $2.50 = $12.50/share ($1,250) if SPY closes above $510 at expiry.
Roll the call forward each month to compound income.

When to use

IV rank ≥ 30, 30–45 DTE. Ideal for neutral to moderately bullish outlook on an existing long stock position. Choose a strike you’d be comfortable selling the stock at.

Key risks

Capped upside — a strong rally above the strike means leaving significant gains on the table. The short call does not protect against a large decline in the stock.

Income

Cash-Secured Put

Sell an OTM put while holding enough cash to buy 100 shares at the strike price if assigned. Generates income in flat to moderately bullish markets — effectively getting paid to agree to buy a stock you want to own at a lower price.

Structure

  • Sell 1 OTM put
  • Hold cash = strike × 100 (to cover potential assignment)
Max Profit
Premium received
Max Loss
Substantial (stock → 0)
Breakeven
Strike − premium received
Example:
SPY at $500.
Sell $485 put (45 DTE) for $2.00 ($200/contract).
Hold $48,500 in cash.
If assigned at expiry, buy 100 SPY at $485 — effective cost $483 after the premium.
If SPY stays above $485, keep the $200 and repeat next month.

When to use

IV rank ≥ 30, 30–45 DTE. Best when you want to own the stock anyway and are happy to buy it at the strike price. The covered call’s mirror image — the two are synthetically equivalent.

Key risks

Assignment means owning a stock that has already fallen. If the stock drops sharply below the strike, you hold a losing position. Only sell puts on stocks you genuinely want to own.

Income

Bull Put Spread

Sell an OTM put and buy a further OTM put for protection on the same expiration. A defined-risk income strategy — collects a net credit and profits when the underlying stays above the short put strike. The long put caps the maximum loss at the spread width minus the credit.

Structure

  • Sell OTM put (higher strike)
  • Buy further OTM put (lower strike, same expiry)
Max Profit
Net credit received
Max Loss
Width − credit
Breakeven
Short strike − net credit
Example:
SPY at $500.
Sell $490 put, buy $480 put for $1.50 net credit ($150/contract).
Max profit $150 if SPY stays above $490.
Max loss $850 if SPY closes below $480.
Breakeven at $488.50.
Risk/reward: roughly 1:5.7 (typical for high-probability setups).

When to use

IV rank ≥ 30, 30–45 DTE. Bullish to neutral outlook with defined downside. The preferred alternative to a naked short put for traders with lower approval levels.

Key risks

Full max loss is realized if the underlying closes below the long strike. Position the short strike at a price level where you’d be comfortable owning the stock.

Income

Bear Call Spread

Sell an OTM call and buy a further OTM call for protection on the same expiration. Collects a net credit and profits when the underlying stays below the short call strike. The long call defines and caps the maximum loss.

Structure

  • Sell OTM call (lower strike)
  • Buy further OTM call (higher strike, same expiry)
Max Profit
Net credit received
Max Loss
Width − credit
Breakeven
Short strike + net credit
Example:
SPY at $500.
Sell $510 call, buy $520 call for $1.50 net credit ($150/contract).
Max profit $150 if SPY stays below $510.
Max loss $850 if SPY closes above $520.
Breakeven at $511.50.

When to use

IV rank ≥ 30, 30–45 DTE. Bearish to neutral outlook. Often paired with a bull put spread on the same expiry to form an iron condor.

Key risks

Full max loss if underlying closes above the long call strike. Active management: close at 50% of max profit to lock in gains without holding through the high-gamma final weeks.

Income

Poor Man’s Covered Call (PMCC)

Buy a deep ITM LEAPS call as a low-cost substitute for owning 100 shares, then sell shorter-dated OTM calls against it. Replicates the covered call structure with roughly 85% less capital required. The long LEAPS acts as the stock position; the short monthly calls generate income against it.

Structure

  • Buy 1 deep ITM LEAPS call (0.80+ delta, 1–2 years out)
  • Sell 1 shorter-dated OTM call (30–45 DTE) — repeat monthly
Max Profit
Short strike − LEAPS strike + all credits − LEAPS cost
Max Loss
Net LEAPS debit − all credits collected
Breakeven
LEAPS cost − total credits collected
Example:
SPY at $500.
Buy $420 strike LEAPS call (1 year out, 0.85 delta) for $90 ($9,000).
Sell $515 call (45 DTE) for $2.50 ($250).
If SPY stays below $515 at short expiry, repeat next month.
After 12 months of $2.50 credits: $3,000 in income against a $9,000 LEAPS investment vs. $50,000 for 100 shares of stock.

When to use

IV rank ≥ 30 for short calls. LEAPS purchased when IV is low. Best when you want covered call income without tying up full stock capital. Always ensure the short call strike stays above the LEAPS breakeven.

Key risks

If the stock falls significantly, the LEAPS loses value faster than the short call credits accumulate. The short call must never be sold at a strike below the LEAPS breakeven — this creates a losing structure called a “diagonal trap.”

Directional

Long Call

Buy a call option to profit from an expected rise in the underlying. Maximum loss is the premium paid; upside is theoretically unlimited. The most straightforward expression of a bullish directional view using options.

Structure

  • Buy 1 call at desired strike
Max Profit
Unlimited
Max Loss
Premium paid
Breakeven
Strike + premium paid
Example:
SPY at $500.
Buy $505 call (45 DTE) for $4.00 ($400/contract).
Breakeven at expiry: $509.
If SPY reaches $520 at expiration, P&L = ($520 − $509) × 100 = $1,100 — a 2.75× return on capital at risk.

When to use

IV rank low to moderate, 45–60 DTE. Buy when IV is cheap so you’re not overpaying for the extrinsic value. Needs a significant, timely move to overcome daily time decay.

Key risks

Negative theta — time decay erodes value every day. IV contraction after purchase reduces the option’s value even if the stock moves in your favor.

Directional

Long Put

Buy a put option to profit from an expected decline in the underlying, or to hedge an existing long stock position. Maximum loss is the premium paid. Gain is substantial as the underlying falls, capped only when it reaches zero.

Structure

  • Buy 1 put at desired strike
Max Profit
Strike − premium (stock → 0)
Max Loss
Premium paid
Breakeven
Strike − premium paid
Example:
SPY at $500.
Buy $495 put (45 DTE) for $4.00 ($400/contract).
Breakeven: $491.
If SPY falls to $475 at expiration, P&L = ($491 − $475) × 100 = $1,600.
As a hedge: one long put contract offsets losses on ∼100 shares below the breakeven.

When to use

IV rank low to moderate, 45–60 DTE. Use as a directional bearish bet or as portfolio insurance. Buy when IV is cheap — not after volatility has already spiked and premiums are rich.

Key risks

Negative theta; time decay works against long puts just as with long calls. Needs the underlying to move far enough, fast enough, to offset the cost of premium.

Directional

Short Call

Sell a call without owning the underlying. Collects premium upfront as the maximum possible gain; the loss is theoretically unlimited if the underlying rises sharply. Requires the highest brokerage approval level and is reserved for experienced, well-capitalized traders.

Structure

  • Sell 1 call (naked — no offsetting long stock or long call)
Max Profit
Premium received
Max Loss
Unlimited
Breakeven
Strike + premium received
Example:
SPY at $500.
Sell $520 call for $2.00 ($200/contract).
Profitable if SPY stays below $522 at expiration.
If SPY gaps to $545, loss = ($545 − $522) × 100 = $2,300 — more than 11× the premium collected.

When to use

IV rank high, 30–45 DTE. Bearish to neutral outlook. Only appropriate with a disciplined, pre-defined exit plan and sufficient buying power to absorb adverse moves.

Key risks

Unlimited loss potential. A single gap move can exceed all premium collected from months of trades. Almost always preferable to use a bear call spread for the same directional view with defined risk.

Directional

Short Put (Naked)

Sell a put without a cash reserve to cover assignment. Collects larger premium than a cash-secured put but requires substantial margin. The cash-secured put and the naked short put have the same P&L profile — the difference is capital efficiency and account structure.

Structure

  • Sell 1 put (margin-backed, no cash reserve equal to full strike value)
Max Profit
Premium received
Max Loss
Substantial (stock → 0)
Breakeven
Strike − premium received
Example:
SPY at $500.
Sell $480 put for $3.00 ($300/contract).
Margin required: ∼$9,600 (varies by broker).
Profitable if SPY stays above $477.
If SPY falls to $450, loss = ($477 − $450) × 100 = $2,700 — 9× the premium collected.

When to use

IV rank ≥ 35, 30–45 DTE. Bullish to neutral. Only appropriate for well-capitalized margin accounts with active position monitoring.

Key risks

Significant downside if the underlying falls sharply. A margin call can force liquidation at the worst time. Prefer a bull put spread for similar directional exposure with defined risk.

Directional

Bull Call Spread

Buy a call at a lower strike and sell a call at a higher strike for a net debit on the same expiration. A cost-reduced, defined-risk alternative to the long call for a moderately bullish view. Both maximum profit and maximum loss are fixed at entry.

Structure

  • Buy 1 call at lower strike
  • Sell 1 call at higher strike (same expiry)
Max Profit
Width − debit paid
Max Loss
Debit paid
Breakeven
Lower strike + debit paid
Example:
SPY at $500.
Buy $502 call, sell $510 call for $2.50 debit ($250/contract).
Max profit: ($510 − $502 − $2.50) × 100 = $550 if SPY closes above $510.
Breakeven: $504.50.
Risk/reward: 2.2:1 with a defined $250 max loss.

When to use

IV rank low to moderate, 30–45 DTE. Moderately bullish outlook. Reduces the upfront cost of a long call by capping the upside — the right trade when you expect a moderate rather than explosive move.

Key risks

Capped upside — a large bull move still delivers only the spread width. Time decay still hurts (though less than a straight long call); the position needs the underlying to move in your direction by expiration.

Directional

Bear Put Spread

Buy a put at a higher strike and sell a put at a lower strike for a net debit on the same expiration. A defined-risk bearish trade — profits when the underlying falls, with both loss and gain capped at entry.

Structure

  • Buy 1 put at higher strike
  • Sell 1 put at lower strike (same expiry)
Max Profit
Width − debit paid
Max Loss
Debit paid
Breakeven
Higher strike − debit paid
Example:
SPY at $500.
Buy $498 put, sell $490 put for $2.50 debit ($250/contract).
Max profit $550 if SPY closes below $490.
Breakeven: $495.50.
The $250 debit is the full risk — defined before the trade opens.

When to use

IV rank low to moderate, 30–45 DTE. Moderately bearish outlook. The defined-risk alternative to buying a naked put — reduced cost and reduced reward, same directional bias.

Key risks

A large bearish move still delivers only the spread width. The position is a net debit — time decay is a headwind, particularly if the underlying stays flat.

Directional

Broken Wing Butterfly

An asymmetric butterfly where the wings are unequal widths — typically structured as a net credit rather than a debit. The skip-strike design eliminates risk on one side of the trade while retaining high profit potential near the body strike.

Structure (call BWB example)

  • Buy 1 call at lower strike (A)
  • Sell 2 calls at body strike (B)
  • Buy 1 call at upper strike (C) — where C−B > B−A
Max Profit
Credit + (B−A) width at body
Max Loss
(C−B) − (B−A) − credit
Downside
Keep credit (no loss)
Example:
SPY at $500.
Buy $495 call, sell 2× $500 calls, buy $510 call for net credit of $0.50 ($50/contract).
At expiry: if SPY < $495, keep the $50.
At $500: max profit $5.50 × 100 = $550.
Above $510: max loss $450.
A free trade on the downside with a defined upside risk zone.

When to use

IV rank ≥ 35, 21–45 DTE. When you have a directional lean and want to collect a credit while keeping a high-probability profit zone. The directional bias determines which way to “skip the wing.”

Key risks

The wider upper wing creates a loss zone if the underlying moves significantly past the upper long strike. Know the exact max loss before entry and size accordingly.

Volatility

Long Straddle

Buy an ATM call and ATM put at the same strike and expiration. Profits from a large move in either direction — the underlying must move enough to cover both premiums paid. The defining long-volatility strategy before binary events.

Structure

  • Buy 1 ATM call
  • Buy 1 ATM put (same strike and expiry)
Max Profit
Unlimited (either direction)
Max Loss
Total premium paid
Breakeven
Strike ± total premium
Example:
SPY at $500.
Buy $500 call for $4.50 and $500 put for $4.00 — total debit $8.50 ($850/contract).
Upper breakeven: $508.50.
Lower breakeven: $491.50.
If SPY moves to $520, P&L = ($520 − $508.50) × 100 = $1,150.
Pays off on any close outside the $491.50–$508.50 range.

When to use

IV rank low to moderate, 30–60 DTE. Before earnings, Fed decisions, or binary macro events — buy before IV expands, not after. The longer-dated the contract, the more time for the move to develop.

Key risks

IV crush (the rapid drop in IV after a catalyst) is the primary risk — the stock can move but still lose money if IV collapses more than the move gains. Time decay is a constant headwind.

Volatility

Long Strangle

Buy an OTM call and an OTM put on the same underlying and expiration. Cheaper than a long straddle but requires a larger move to profit. The wider breakeven range means lower cost but higher required movement to reach profitability.

Structure

  • Buy 1 OTM call (above current price)
  • Buy 1 OTM put (below current price, same expiry)
Max Profit
Unlimited (either direction)
Max Loss
Total premium paid
Breakeven
Call strike + premium  /  Put strike − premium
Example:
SPY at $500.
Buy $512 call for $2.50 and $488 put for $2.00 — total debit $4.50 ($450/contract).
Upper breakeven: $516.50.
Lower breakeven: $483.50.
Costs 47% less than the equivalent straddle but requires a larger move.
If SPY drops to $470, P&L = ($483.50 − $470) × 100 = $1,350.

When to use

IV rank low, 30–60 DTE. When you expect a significant catalyst but want cheaper exposure than a straddle. Ideal when you have a slight directional lean — skew the strikes toward your expected direction.

Key risks

Needs a larger move than the straddle; a moderate catalyst often fails to push the underlying far enough to cover both premiums. IV crush is still a significant risk.

Volatility

Butterfly

Buy one option at a lower strike, sell two at a middle (body) strike, and buy one at a higher strike — equal wing widths, same expiration. A defined-risk, low-cost position that pays off when the underlying pins exactly at the body strike. Low probability, high reward-to-risk multiple.

Structure

  • Buy 1 call at lower strike (A)
  • Sell 2 calls at body strike (B)
  • Buy 1 call at upper strike (C) — equal widths: C−B = B−A
Max Profit
(B−A) × 100 − debit
Max Loss
Debit paid
Breakeven
A + debit  /  C − debit
Example:
SPY at $500.
Buy $495 call, sell 2× $500 calls, buy $505 call for $1.00 debit ($100/contract).
Max profit at $500: ($5.00 − $1.00) × 100 = $400 — a 4:1 reward-to-risk.
Breakevens: $496 and $504.
Profitable only if SPY closes very close to $500.

When to use

IV rank low, 14–21 DTE. When you expect the underlying to pin near a specific price. Often used as a cheap, high-leverage bet on an exact landing price — not a high-probability trade.

Key risks

Very narrow profit zone; a small miss on the body strike significantly reduces the payout. The trade needs time to work (the closer to expiry, the more the body strike matters).

Volatility

Calendar Spread

Sell a near-term option and buy a longer-dated option at the same strike. Profits from the faster time decay of the short leg and potential IV expansion in the back month. The profit diagram assumes valuation at front-month expiration.

Structure

  • Sell 1 near-term option (front month)
  • Buy 1 longer-dated option (back month, same strike)
Max Profit
∼Width of IV spread at expiry
Max Loss
Net debit paid
Breakeven
Depends on IV at front expiry
Example:
SPY at $500.
Sell $500 call (30 DTE) for $3.50, buy $500 call (60 DTE) for $5.00.
Net debit $1.50 ($150/contract).
If SPY stays near $500 at front-month expiry, the short call decays to near zero while the back-month call retains most of its value — profit approximates $1.50–$3.00 depending on IV.
Roll the short strike monthly.

When to use

Front-month IV higher than back-month IV (normal in earnings calendars). Long 60 DTE / Short 30 DTE is a common starting structure. Vega-positive — benefits from IV expansion in the back month.

Key risks

A large directional move in either direction hurts the position. IV contraction in the back month (after a catalyst resolves) can also reduce profitability even if the underlying pins at the strike.

Volatility

Diagonal Spread

Buy a longer-dated option at one strike and sell a shorter-dated option at a different strike. Combines the time decay advantage of a calendar spread with a directional bias. A highly versatile structure used for rolling income with defined risk — the backbone of the Poor Man’s Covered Call.

Structure

  • Buy 1 back-month option (lower strike for calls)
  • Sell 1 front-month option (higher strike, shorter expiry)
Max Profit
∼Back-month value at front expiry
Max Loss
Net debit paid
Best case
Underlying moves to short strike
Example:
SPY at $500.
Buy $490 call (90 DTE) for $15.00, sell $510 call (30 DTE) for $2.50.
Net debit $12.50 ($1,250/contract).
If SPY drifts toward $510 over 30 days, the short call expires worthless and the long call appreciates — sell another short call against it.
Repeat to compound returns on the long position.

When to use

IV rank low to moderate. Long leg: 60–90 DTE. Short leg: 30–45 DTE. Best when you have a directional lean but want time and IV on your side. Commonly used as a rolling income strategy.

Key risks

A large adverse move reduces the long leg’s value faster than the short leg credits accumulate. The short call strike must always remain above the long call’s breakeven to avoid a locked-in loss.

Hedging

Protective Put

Hold a long stock position and buy an OTM put to set a floor on potential losses. The put gains value as the stock falls, offsetting portfolio losses below the strike price. Acts as portfolio insurance with a known, defined cost.

Structure

  • Long 100 shares of stock
  • Buy 1 OTM put (same underlying)
Max Profit
Unlimited (stock rises)
Max Loss
(Stock cost − put strike) + premium
Breakeven
Stock cost + premium paid
Example:
Own 100 SPY at $500.
Buy $480 put (90 DTE) for $3.00 ($300).
Maximum loss on the combined position: ($500 − $480) + $3.00 = $23/share ($2,300), regardless of how far SPY falls.
Without the put, a drop to $450 would cost $5,000 in losses.

When to use

Any IV environment, 60–90 DTE. Use when holding a significant long equity position through a period of elevated macro uncertainty, earnings, or political risk.

Key risks

The premium cost is a drag on portfolio returns. If the stock rises strongly, the put expires worthless — a cost of insurance that wasn’t needed. Size the put strike to balance cost vs. protection needed.

Hedging

Collar

Own stock, buy a protective put below the current price, and sell a call above it. The call premium offsets or eliminates the put cost. Defines both the maximum loss (put strike) and maximum gain (call strike) on the position — often structured at zero net cost.

Structure

  • Long 100 shares of stock
  • Buy 1 OTM put (downside protection)
  • Sell 1 OTM call (upside cap, finances the put)
Max Profit
(Call strike − stock cost) + net credit
Max Loss
(Stock cost − put strike) + net debit
Breakeven
Stock cost ± net premium
Example:
Own 100 SPY at $500.
Buy $480 put for $3.00, sell $520 call for $3.00 — zero-cost collar.
Max loss capped at $20/share ($2,000) regardless of how far SPY falls.
Max gain capped at $20/share ($2,000) if SPY closes above $520.
Full participation between $480 and $520.

When to use

Any IV environment, 30–90 DTE. When you want to protect an existing position without paying net premium, or when protecting a large unrealized gain through a risk period.

Key risks

Upside is capped by the short call — if the stock surges past the call strike, all additional gains are forfeited. A zero-cost collar may not be possible if the call and put are far out of balance in IV or strike selection.

Hedging

Synthetic Long

Buy an ATM call and sell an ATM put at the same strike and expiration. Replicates the full P&L profile of owning 100 shares using only options — full upside exposure, full downside exposure, significantly less capital required than purchasing the stock outright.

Structure

  • Buy 1 ATM call
  • Sell 1 ATM put (same strike and expiry)
Max Profit
Unlimited (mirrors long stock)
Max Loss
Substantial (mirrors long stock)
Breakeven
Strike ± net debit/credit
Example:
SPY at $500.
Buy $500 call for $5.00, sell $500 put for $4.80 — net debit $0.20 ($20/contract).
Margin required: ∼$1,500–$3,000 (vs. $50,000 to buy 100 shares).
Behaves exactly like owning 100 SPY at $500.20.
A $10 move in SPY = ±$1,000 P&L, same as the stock position.

When to use

Any IV environment, 30–60 DTE. When you want full long-stock exposure without tying up stock capital. Requires margin approval. Roll forward before expiration to maintain continuous exposure.

Key risks

Full downside exposure — mirrors the risk of owning the stock. The short put carries assignment risk; if assigned, you own 100 shares at the strike. Margin calls can occur if the position moves significantly against you.

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